Development Finance

Fund residential or commercial property projects.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is Development Finance?

Development finance is a type of funding specifically designed for property construction or redevelopment projects. It provides staged funding to cover land purchase, building costs, and associated professional fees.

Types of Development Finance

Facilities include senior debt loans, mezzanine finance, and joint venture funding. They may be tailored to ground-up developments, conversions, or major refurbishments.

Define the Project

Outline your project scope, timeline, and funding requirements.

Choose the Right Finance Type

Commercial mortgages, bridging loans, or development finance.

Get a Property Valuation

To assess risk and determine how much you can borrow.

Apply and Secure Terms

Review offered terms with loan amount, interest rate, LTV (loan-to-value), and repayment structure.

Draw Down Funds and Manage Repayments

Funds are released, either as a lump sum or in stages (especially for development projects).

Compare Property Finance Deals Today

At Compare Property Finance, we make it easy to compare property based lending options from leading UK lenders.

Whether you're looking for commercial mortgages, property development finance, bridging loans, buy-to-let mortgages, or any other type of property funding, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Development Finance

It provides large sums of capital in structured drawdowns, aligning with project milestones. Developers can leverage funding to build larger projects and spread risk.

Commonly used by property developers, investors, and builders for residential, commercial, and mixed-use projects. It is particularly useful where costs are spread over many months.

Things You Need to Know

Lenders usually require detailed project appraisals, planning permissions, and professional monitoring. Funding is released in stages as work progresses, not in a single lump sum.

FAQs

How much can I borrow with development finance?

Up to 70–80% of project costs, depending on lender.

Is planning permission required?

Yes, in most cases, before funding is approved.

How is the money released?

In drawdowns linked to project milestones.

Can small developers access it?

Yes, though lenders assess experience and track record.

What’s the usual term length?

Between 12–36 months.

Disclaimer: Compare Property Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).