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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
A commercial mortgage is a long-term loan secured against a commercial property, such as offices, shops, warehouses, or industrial units. It allows businesses or investors to buy or refinance property over extended periods.
These include owner-occupier mortgages for businesses buying their own premises, and commercial investment mortgages for landlords and investors. Specialist versions exist for semi-commercial properties such as mixed-use developments.
Outline your project scope, timeline, and funding requirements.
Commercial mortgages, bridging loans, or development finance.
To assess risk and determine how much you can borrow.
Review offered terms with loan amount, interest rate, LTV (loan-to-value), and repayment structure.
Funds are released, either as a lump sum or in stages (especially for development projects).
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Whether you're looking for commercial mortgages, property development finance, bridging loans, buy-to-let mortgages, or any other type of property funding, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
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They provide stability through longer repayment terms, often 15–25 years. Businesses can build equity in property, benefit from potential capital appreciation, and reduce rental outgoings.
Commonly used by SMEs buying office or retail premises, investors expanding portfolios, and developers refinancing after short-term finance.
Commercial mortgages require deposits, usually 20–40%, and underwriting is based on both business financials and property value.
Typically up to 70–75% of property value.
Yes, usually around 25%.
Between 10 and 25 years.
Yes, underwriting is based on business performance and property type.
Yes, often after bridging or development finance.